So, you will hear some people say that Travel Insurance is a rip off and a waste of money but I can tell you they are wrong. Just like your auto insurance, you may pay the bill every month and likely you won’t use it but if you do, you are sure glad you have it.
Travel insurance has many protections and of course you can get different levels of insurance. Most cruise and tour companies have their own insurance option and will vary from cheap to expensive and covering very little to covering a lot. There are third party companies who offer great policies as well.
Another reason to have a travel agent who can check different plans and get you the best value for your money.
With travel insurance, you have a variety of coverages.
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I have a passion for travel and believe travel is about experiences. Experiences create memories and are the stories we tell to friends and family - even with a little fudging on the facts.